商务英语听说 智慧树章节测试答案

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1、Which of the following is not a macroeconomic goal?

A:economic growth

B:social security

C:low inflation

D:full employment

答案: 【 】

2、__________ is responsible for making and implementing a country’s monetary policy.

A:ministry of finance

B:central government

C:the banking industry

D:central bank

答案: 【】

3、 __________ is responsible for making a country’s fiscal policy?

A:central bank

B:ministry of finance

C:local governments

D:tax authority

答案: 【】

4、Which of the following words means similar to “rise”?

A:plunge

B:ebb

C:wane

D:soar

答案: 【】

5、Which of the following words means similar to “decline”?

A:collapse

B:surge

C: pickup

D:recover

答案: 【】

6、Which of the following statements about Alan Greenspan is correct?

A:He managed monetary policy according to classic economic theory.

B:He is not dogmatic at all.

C:He believes a central banker should burst a bubble by raising interest.

D:He is a great central banker and he has never made big mistakes.

答案: 【】

7、The mopping-up strategy is __________ .

A:a strategy that cares about trade deficit

B:a strategy that deals with financial crisis

C:a monetary policy strategy to deal with consequences

D:a fiscal policy strategy to address welfare problems

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8、What is irrational exuberance?

A:bubble

B:extravagant expenditure

C:wrong investment

D:extra cost

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9、State governments in the USA are __________ .

A:unable to issue bonds

B:responsible for federal deficit

C:possible to go bankrupt

D:unable to levy tax

答案: 【】

10、when oil price goes up, British Airways’ stock will

A:rise

B:fall

C:not change

D:be hard to say

答案: 【l】

11、An account that two or more people hold is a _____ .

A:joint account

B:term-deposit account

C:savings account

D:checking account

答案: 【】

12、In order to withdraw money the bank requires your _____ .

A:depositor

B:interest

C:signature

D:principal

答案: 【】

13、The bank records all transactions of an account in the customers’ _____ .

A:withdrawal slip

B:assets

C:passbook

D:checkbook

答案: 【】

14、Many banks work with so many different customers and accounts that they need _____ to record all transactions.

A:deposit slips

B:computers

C:parties

D:checks

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15、You have to _____ your check in order to cash it.

A:withdraw

B:endorse

C:accommodate

D:compute

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16、The bank charges a _____ to cover the cost of bookkeeping.

A:payee

B:transaction

C:fee

D:commission

答案: 【】

17、 I wrote a check for more money than I have in my account. I’m afraid I’m _____ .

A:overdrawn

B:insufficient funds

C:minimum balance

D:liquid

答案: 【】

18、The monthly statement gives you a record of all the _____ of your checking account.

A:demand deposits

B:cancelled checks

C:transactions

D:credit history

答案: 【】

19、 A check that can be signed over to a third party is _____ .

A:subtracted

B:negotiable

C:overdrawn

D:flexible

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20、“You are allowed to write up to ten checks without a service charge.”“That’s all? You mean ten checks is the _____?”

A:balance

B:maximum

C:minimum

D:interest

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21、 If you need money I can _____ you some.

A:pay back

B:borrow    

C:lend

D:disperse

答案: 【】

22、When my friend needed a loan he offered the bank his house as _____.

A:debt

B:term

C:collateral

D:mortgage

答案: 【】

23、James has not paid back two loans. He must have a terrible _____ .

A:credit rating

B:charge card

C:principal

D:interest

答案: 【】

24、If you _____ your car loan, the bank will take possession of your car.

A:pay off

B:default on

C:compute

D:finance

答案: 【 】

25、In order to calculate the monthly payments on your loan, the bank adds the interest to the _____ and divides the total by the number of months.

A:tenure

B:principal

C:charge account

D:duration

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